You will get more return from the bank than this scheme, you will also get exemption in income tax.


Post Office Yojana Good return on investment is given to its prospects through it. Various sorts of financial savings schemes are operated through the Indian Postal Department to profit its prospects. Many of these schemes are such schemes which give higher returns to the prospects as in contrast to the banks. Post workplace schemes are thought-about the most secure to make investments in. If you need to make a secure investment then you can do it in submit workplace financial savings schemes. These plans are secure as well as worthwhile. Other sorts of services are also supplied to the beneficiary citizens by investing in the submit workplace fastened deposit scheme.

Post Office Fixed Deposit (FD)

Under this scheme of the Indian Postal Department, particular services are supplied to the beneficiaries on investment. In this scheme, a lump sum quantity can be invested by the individual within a specified limit. In this scheme, the beneficiaries have been supplied the facility to make investments for a period of 1 year to 5 years. Under this submit workplace scheme, people can also get the profit of curiosity payment along with a fastened return quantity. Post Office Fixed Deposit (FD) Through 1 year, 2 years, 3 years and 5 years Account can be opened for a period of Rs. Under this scheme, the beneficiary citizens will also be given income tax exemption. The entire cash of the buyers is utterly secure in this scheme.

Post Office Fixed Deposit (FD) advantages of

  • Citizens get better returns on the quantity invested under this scheme along with curiosity quantity.
  • This submit workplace scheme is secure as well as worthwhile.
  • The facility has been supplied for citizens to make investments in more than one FD in the submit workplace.
  • FD in Indian Postal Department can be availed both online and offline.
  • Fixed deposit in FD over a period of 5 years will give the profit of tax exemption at the time of submitting ITR.
  • Individuals can get their FD transferred from one submit workplace to another.

(*3*)FD curiosity quantity details

Better curiosity quantity is supplied to the prospects on FD through the submit workplace. To prospects for a period of 7 days to one year 5.50 Interest is earned at the price of proportion. with this 1 year to 2 years to the beneficiaries even throughout the FD period of 5.50 Interest is earned at the price of proportion. 3 years to 5 years Under Post Office to prospects on FD 6.70 p.c Interest is acquired at the price of curiosity, this FD will get the finest returns to the beneficiaries.

For FD, people can open their account in the submit workplace through check or cash. In this account can be opened with a minimum quantity of Rs. Along with this, no limit has been fastened for the most quantity under the submit workplace.

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