New Pension Scheme Open this special account in the name of spouseIf you are considering of investing, then at present we have introduced a special info for you in which you can get advantages in the form of common income by opening an account in the name of your spouse. If you need that your spouse should also become self-dependent and hold getting common income in the home in your absence, then for this you simply have to make investments in the National Pension Scheme by opening your spouse’s account. It is a protected investment scheme to safe the future. Under which you will get a better profit on completion of the maturity period. Let us know how you can take benefit of common income every month by opening this special account in the name of your spouse.
New Pension Scheme
To open a special account in the name of your spouse, you can open an account in New Pension Scheme (NSP). The NSP account will provide the profit in the form of lump sum quantity to the account holder on attaining the age of 60 years. Along with this, they will get the profit of taking common income as pension quantity. This facility has also been offered to you under the New Pension Scheme account that you can decide the quantity to take benefit of pension. According to the quantity decided by you, they will get the profit of taking pension after the age of 60 years. Also, they will not have to rely on any other particular person for their bills. You can also make investments in NSP scheme with an quantity of Rs.
(*5*)Rs 44,793 will be available every month
To take benefit of the pension quantity every month, you have to make investments on the foundation of your age. Let us know how a lot can be invested in this scheme on the foundation of age.
If the age of your spouse is 30 years, then you have to make investments 5 thousand rupees per month. They get the profit of taking 10 p.c return quantity on an annual foundation on the investment quantity. A complete of Rs 1.12 crore will be deposited in the account of the quantity deposited until the age of 60 years. In which they will get the profit of taking about 45 lakh rupees as a lump sum quantity. Along with this, for common income as per month, they will get the profit of taking pension round 45 thousand rupees. The most important factor about this scheme is that they will get the profit of taking this pension quantity for life.
(*3*)NSP lumpsum and pension quantity details
Benefit will be given to the investor under the National Pension Scheme in the form of a lump sum quantity and month-to-month on this foundation.
Investor age 30 years
Total investment period 30 years
Monthly Contribution- Rs 5,000
Estimated return on investment 10%
Total Pension Fund – Rs 1,11,98,471 (Amount can be withdrawn on maturity)
Amount to purchase annuity plan Rs 44,79,388
Estimated Annuity Rate 8% Rs.67,19,083
Monthly pension amount- Rs 44,793.